:root {
  --color-ink: #1d2126;
  --color-ink-soft: #5a6169;
  --color-teal: #0f7a6c;
  --color-teal-dark: #0b5e53;
  --color-amber: #b8860b;
  --color-paper: #ffffff;
  --color-paper-deep: #f4f6f7;
  --color-line: #e2e6e9;
  --radius: 8px;
  --shadow-soft: 0 10px 24px rgba(20, 30, 35, 0.08);
  --font-display: Georgia, "PT Serif", serif;
  --font-body: "Segoe UI", Arial, sans-serif;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--color-ink);
  background: var(--color-paper);
  line-height: 1.65;
  font-size: 15.5px;
}

img { max-width: 100%; display: block; }
a { color: var(--color-teal-dark); text-decoration: none; }
a:hover { text-decoration: underline; }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 24px; }

h1, h2, h3 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.28;
  margin: 0 0 0.55em;
  color: var(--color-ink);
}

.page-title { font-size: clamp(24px, 3vw, 30px); margin: 28px 0 20px; padding-bottom: 14px; border-bottom: 2px solid var(--color-line); }
.section-title { font-size: clamp(20px, 2.4vw, 25px); margin-bottom: 20px; }
.section-lead { color: var(--color-ink-soft); max-width: 720px; margin: -8px 0 24px; font-size: 15.5px; }

.breadcrumbs { font-size: 12.5px; color: #999; margin: 14px 0 0; }
.breadcrumbs a { color: #999; }

/* Disclaimer banner */
.disclaimer-banner {
  background: var(--color-paper-deep);
  border-bottom: 1px solid var(--color-line);
  padding: 12px 0;
  font-size: 13px;
  color: var(--color-ink-soft);
  text-align: center;
}
.disclaimer-banner strong { color: var(--color-ink); }

/* Header */
.site-header { background: #fff; border-bottom: 1px solid var(--color-line); }
.header-row { display: flex; align-items: center; gap: 16px; padding: 14px 0; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.brand img { height: 34px; width: auto; }
.brand-text { font-family: var(--font-display); font-weight: 700; font-size: 15.5px; color: var(--color-ink); line-height: 1.25; }
.brand-text span { display: block; font-family: var(--font-body); font-weight: 400; font-size: 10.5px; color: var(--color-ink-soft); text-transform: uppercase; letter-spacing: 0.03em; }
.main-nav { display: flex; gap: 20px; margin-left: auto; font-size: 14px; }
.main-nav a { color: var(--color-ink); font-weight: 600; }
.main-nav a:hover, .main-nav a.active { color: var(--color-teal-dark); text-decoration: none; }

/* Hero */
.hero { padding: 48px 0 40px; background: var(--color-paper-deep); }
.hero h1 { font-size: clamp(26px, 3.4vw, 34px); max-width: 760px; }
.hero p { color: var(--color-ink-soft); font-size: 16px; max-width: 700px; margin: 0; }

/* Content */
.content-section { padding: 44px 0; }
.content-section.alt { background: var(--color-paper-deep); }
.article-body p { margin: 0 0 16px; color: var(--color-ink-soft); font-size: 15.5px; }
.article-body ul { color: var(--color-ink-soft); margin: 0 0 16px; padding-left: 20px; }
.article-body li { margin-bottom: 7px; }
.article-body strong { color: var(--color-ink); }

/* Rating table */
.rating-table { width: 100%; border-collapse: collapse; background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius); overflow: hidden; }
.rating-table th {
  text-align: left; font-size: 11.5px; text-transform: uppercase; letter-spacing: 0.02em;
  color: var(--color-ink-soft); padding: 12px 14px; border-bottom: 2px solid var(--color-line); background: var(--color-paper-deep);
}
.rating-table td { padding: 12px 14px; border-bottom: 1px solid var(--color-line); vertical-align: middle; font-size: 14.5px; }
.rating-table tr:last-child td { border-bottom: none; }
.rating-table .rank { font-family: var(--font-display); font-weight: 700; color: var(--color-teal-dark); width: 34px; }
.rating-table .bk-logo { display: flex; align-items: center; gap: 12px; }
.rating-table .bk-logo img { width: 40px; height: 40px; object-fit: contain; border: 1px solid var(--color-line); border-radius: 6px; background: #fff; }
.rating-table .bk-logo-placeholder {
  width: 40px; height: 40px; border: 1px solid var(--color-line); border-radius: 6px;
  background: var(--color-paper-deep); display: flex; align-items: center; justify-content: center;
  font-size: 11px; color: var(--color-ink-soft); font-weight: 700; flex-shrink: 0;
}
.rating-table .bk-name { font-weight: 600; }
.rating-table .bonus { color: var(--color-ink-soft); font-size: 13.5px; }

/* Info notice */
.info-notice {
  background: #fff8e6; border-left: 4px solid var(--color-amber);
  border-radius: var(--radius); padding: 16px 20px; font-size: 14px; color: #6b5a1f; margin: 24px 0;
}

/* Criteria list */
.criteria-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.criteria-item {
  background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius);
  padding: 14px 16px; font-size: 14px; color: var(--color-ink-soft);
}

/* Footer */
.site-footer { background: var(--color-ink); color: rgba(255,255,255,0.75); padding: 34px 0 20px; margin-top: 10px; font-size: 13px; }
.footer-row { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 20px; padding-bottom: 18px; border-bottom: 1px solid rgba(255,255,255,0.12); }
.footer-nav { display: flex; gap: 18px; flex-wrap: wrap; }
.footer-nav a { color: rgba(255,255,255,0.8); }
.footer-nav a:hover { color: #fff; }
.footer-bottom { padding-top: 16px; font-size: 12px; color: rgba(255,255,255,0.5); }
.footer-bottom p { margin: 0 0 6px; }

@media (max-width: 900px) {
  .main-nav { display: none; }
  .criteria-grid { grid-template-columns: 1fr; }
  .rating-table { display: block; overflow-x: auto; }
}